NAVI LOAN APP DETAILS INDIA September 2022

NAVI PERSONAL  LOAN DETAILS 

If You Interested in loan or Thinking to Plan For Loan, You are at Right Place where You can Get Full & Genuine Details of Navi Loan . At Some Moment  of life we Get Need for Loans , it can Be any Type of Emergency like any type of Health Issues , Repay Of Educational Loan or Credit card Repayment or any other type.  Almost 10 Million Downloads are done, it App size is 28.84 Mb, Latest  Version of 2.4.0  which is Offered By Navi.com . We will See all in Details About NAVI LOAN . Let’s See

 

WHAT IS NAVI LOAN?

Navi  Loan   Is Nothing But a Loan app which Provides Loans to People who are in Need of it . This app is launched In Few Months ago & Helping to Get Instant Loan with Some Documents ,with Decent Amount Of Interest  Rates  .

NAVI LOAN

How To Apply For Navi Loan

To Get Loan From Navi  is Super Easy

  1. First User Must Download Navi app From Google Play Store
  2. Then user Must Register their Mobile Number in Navi APP
  3. Fill in All The Required Details which is Asked in this app( Details are also Provided Below)
  4. User Must Enter amount of EMI & LOAN Which they want to opt
  5. Complete The process of Self Verification KYC, i.e. Taking Photo of user , Adhar Card , Pan Card Number .
  6. Enter Your Correct Details of Your Bank Account in Navi App
  7. Once You are Verified & Approved You can Get Instant Money Transfer into your Bank Account.

 

 

NAVI  LOAN APP EMI PAYMENTS

You can Re-Pay Your Loan Monthly i.e is by EMI  By various payment methods . EMI Depends on Your Loan Amount .

 

NAVI  LOAN FINENSERV

Navi app is owned by Navi Technologies Private Limited Providing Financial Services, Where You can Avail Personal Loans, Housing Loans and Health Loans.

The Loans are Provided By Navi Finserv Private Limited Which is a Registered  Non-Deposit Taking Systemically important Non-Banking Financial Company Registered and Regulated by the RBI. Health  insurance Limited, Registered By insurance Regulatory and Development Authority.

 

NAVI LOAN DOCUMENTS REQUIRED

Indian Nationality Document

Adhar Card

Pan Card

Salary  Proof

 

NAVI   LOAN  ELIGIBILITY

You  Must Be Citizen of  India.

Age Should Be Between 18-65 Years .

You Should Have Salaried Job or Self-Employed .

You Should Have Decent Amount of  Credit Card Score , Minimum Credit Card Score Should Be 650 to Qualify The Navi Loan.

 

 

NAVI MINIMUM & MAXIMUM LOAN AMOUNT

The Minimum one can  Opt For Navi Loan is Rs 10,000  & Maximum It can Be Up to 20 Lakhs.

 

NAVI LOAN MINIMUM SALARY

If Your are Salaried Employ  Then You Should  Have Minimum 10,000 to 15,000 . Or It can be Vary From Your  Loan Amount .

 

NAVI LOAN INTREST RATES , RE-PAY TENURE , PROCESSING FEE & OTHER CHARGES

Navi Personal Loan %  may Vary From 9.9% to 36% Per Annum .( This Interest  Rate may Vary From Loan Amount , Tenure & other Criteria Which is Clearly Mentioned in Navi app)

If You Opt for Navi Loan You will Require To Pay Processing (It is Mandatory for all Loan Borrowers’) . That is 3.99%  – 6% .

The Tenure for Re-Payment  for Navi loan is 3 to 72 Months.

There’s No other Fore closure Fee or Collateral  Charged .

 

NAVI LOAN CUSTOMER  CARE

For any Quires you can E-mail on help@navi.com

Or You Can call on 814754455

 

HOW TO LOGIN TO NAVI LOAN APP/WEBSITES

First You Should Have Downloaded Navi loan App In your Mobile Phone

Then You Will See The option Of Sign up then  Enter  Correct Details & Login To Your Account .

 

FAQ’S

1.WHAT DOES NAVI DO?

Navi is New-age Digital Platform That offers instant Personal Loans, Home Loans & Health Insurance . Get instant Personal loans up to 20 Lakhs & Home Loans Up to 10 Cores .

2.What are the Personal Loan Features Of Navi ?

Loan Upto 20,00,000

Instant Money Transfer to bank Account

100% Digital Process

Flexible loan & EMI Options

Zero Per Closure Charges

3.How much Loan Does Navi Provide on Home loan?

Home Loans

1.Amount up to 10 Corers

2.Intrest Rate: Starting at 6.4% yearly

3.Tenure Up to 25 Years

  1. Loan Amount up to 90%

 

4.What Are NAVI  Home Loan Features?

Instant Loan Offer

Loans for under-construction , Self –Constructed and Ready-to-move Homes

No Application , legal, valuation or Document Handling Fees

Operational Cites : Mumbai, Bangalore, Delhi, Hyderabad, Chennai, Mysore.

 

5.Does NAVI Provides Health Insurance ?

Yes, Navi Provides Health insurance . You can Ge Your Health insured in 2 minutes with flexible monthly premium options starting at  Rs 241/Month . Cover up to 1 Corer . You can File Claim From Your Phone any time, Anywhere.

 

6.Why Should You Choose Navi Health Insurance?

It  says that if you are Cashless You can Claims in 20 Minutes

10,000+ Cashless network Hospitals

97% Claim Settlement Ratio

100% Digital Process

Registered & Corporate  office: Navi General Insurance limited, Salarpuria Business  Centre , 4th B Cross Road, 5th Block , Koramangala , Bangalore, Karnataka -560095 .

 

7.Can You Give Example To Explain The Loan & Interest Rate Process of Navi?

EXAMPLE:

Loan Amount: Rs 50,000

Tenure: 12 Months

Interest Rate: 22%(on Reducing Principal Balance interest Calculator)

EMI: Rs 4,680

Total Interest Payable : 4,680 x 12 Months – Rs 50,000

Principal = Rs 6,160

Processing Fee (including GST): Rs 1,475

Disbursed Amount :50,000-1,475 = Rs 48,525

Total Amount Payable: Rs 4,680 x 12Months =56,160

Total Cost OF THE loan = interest Amount +

Processing Fees= Rs 6,160 + 1475 = 7,635 .

 

CONCLUSION :  Navi is an Best Digital Way to get Instant  Online Loan, Health Insurance , Home Loan. We have Seen All the Eligibility Criteria , Documents Required For it , Loan Tenure, Interest Rate , EMI Payments and  Till Maximum Loan Amount Offered To Borrowers’ as Per their Eligibility. For The Loans we have Discussed   above You can Opt for any of this . Hope You Have Got an Clear Idea About Navi LOANS if You Feel This Was helpful Article or You Have Any Type of Quires You Can Comment In Comment Section . Stay Tuned For More Loan, Finance , Insurance Information on this Blog .

Thank You

DISCLAIMER : All the Information provided about Navi Loan is Referred From Navi app & Loan . Do Read All The Instruction  Carefully . If There is any type of Misleading  information or Activity We are Not Responsible For it . We Provide Information about Different Types of Loan apps from our Sources .

 

 

 

 

 

 

 

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